I am trying a mobile wallet, so that I keep some bitcoin on my mobile phone. So I downloaded Coinbase wallet, and tried to transfer 0.001 bitcoins from my Coinbase or Coinbase Pro to the Coinbase wallet.

However, the bitcoin is worth about $35, and the Network fee is about $1.40, so I am paying 5% fees right there? There's more than an ATM that takes 3% of my hard earned cash. The money deposited in the bank for a whole year does not even get 2% interest.

Is there a way to transfer the money to my mobile wallet at a much lower fee? A fee that is lower than 1% is more acceptable.